Exchange rate comparison — International transfers
Compare 18 international transfer providers. See the real rate, fees and amount received for 1000 EUR/USD/GBP/CHF sent to Romania.
Rates updated: 2026-07-15T20:35:00 • 18 providers compared
EUR rate comparison → RON
for 1000 EUR sent| Provider | EUR/RON rate | Commission | Markup % | You receive RON |
|---|---|---|---|---|
| Wise | 5.2402 | 6.26 | 0.00% | 5207.40 |
| Monese | 5.2372 | 20.0 | 0.06% | 5132.50 |
| Rabobank | 5.1854 | 16.0 | 1.05% | 5102.47 |
| Remitly | 5.1719 | 1.99 | 1.30% | 5161.63 |
| BNP Paribas | 5.1625 | — | 1.48% | 5162.55 |
| Western Union | 5.1625 | 2.99 | 1.48% | 5147.10 |
| Xoom (PayPal) | 5.1398 | 2.99 | 1.92% | 5124.44 |
| Commerzbank | 5.1396 | 15.0 | 1.92% | 5062.47 |
| Deutsche Bank | 5.1389 | 36.55 | 1.93% | 4951.04 |
| LaCaixa | 5.1145 | 27.0 | 2.40% | 4976.45 |
| Sabadell | 5.0832 | 22.0 | 3.00% | 4971.36 |
| HSBC | — | — | — | — |
| Moneygram | — | — | — | — |
| Santander UK | — | — | — | — |
| Nationwide | — | — | — | — |
| Barclays | — | — | — | — |
| PayPal | — | — | — | — |
| Lloyds | — | — | — | — |
Amount calculated for a transfer of 1000 EUR • Fees may vary depending on payment method • Indicative rates
USD rate comparison → RON
for 1000 USD sent| Provider | USD/RON rate | Commission | You receive RON |
|---|---|---|---|
| Wise | 4.5720 | 10.81 | 4522.58 |
| Remitly | 4.5277 | 2.99 | 4514.14 |
| Xoom (PayPal) | 4.4564 | — | 4456.37 |
GBP → RON
| Provider | Rate | You receive |
|---|---|---|
| Wise | 6.1890 | 6159.57 |
| Monese | 6.1859 | 6062.22 |
| Remitly | 6.1265 | 6126.49 |
| Western Union | 6.1307 | 6118.50 |
| Xoom | 6.0661 | 6048.00 |
| HSBC | 6.1014 | 6101.36 |
| Moneygram | 6.1267 | 6108.42 |
| Santander UK | 5.9900 | 5840.27 |
| Nationwide | 6.0652 | 5974.25 |
| Barclays | 6.0190 | 6018.96 |
| PayPal | 5.8597 | 5842.23 |
| Lloyds | 5.9559 | 5899.35 |
CHF → RON
| Provider | Rate | You receive |
|---|---|---|
| Wise | 5.6758 | 5650.17 |
Multi-currency providers (EUR + USD + other currencies)
full comparison| Provider | EUR Rate | EUR Fee | Markup% | USD Rate | USD Fee | GBP Rate | CHF Rate |
|---|---|---|---|---|---|---|---|
|
Wise
EUR
USD
GBP
CHF
|
5.2402 | 6.26 | 0.00% | 4.5720 | 10.81 | 6.1890 | 5.6758 |
|
Monese
EUR
GBP
|
5.2372 | 20.00 | 0.06% | 6.1859 | |||
|
Remitly
EUR
USD
GBP
|
5.1719 | 1.99 | 1.30% | 4.5277 | 2.99 | 6.1265 | |
|
Western Union
EUR
GBP
|
5.1625 | 2.99 | 1.48% | 6.1307 | |||
|
Xoom
(PayPal)
EUR
USD
GBP
|
5.1398 | 2.99 | 1.92% | 4.4564 | 6.0661 |
Only providers accepting transfers in 2+ currencies • Xoom is PayPal's transfer service
EUR-only providers → RON
European banks| Bank / Provider | EUR/RON rate | Commission | Markup % | You receive RON |
|---|---|---|---|---|
| Rabobank | 5.1854 | €16.00 | 1.05% | 5102.47 |
| BNP Paribas | 5.1625 | €0 | 1.48% | 5162.55 |
| Commerzbank | 5.1396 | €15.00 | 1.92% | 5062.47 |
| Deutsche Bank | 5.1389 | €36.55 | 1.93% | 4951.04 |
| LaCaixa | 5.1145 | €27.00 | 2.40% | 4976.45 |
| Sabadell | 5.0832 | €22.00 | 3.00% | 4971.36 |
These banks/services only accept transfers in EUR → RON
EUR rate comparison chart → RON
Xoom — PayPal's transfer service
Xoom is PayPal's international transfer platform, specialized in remittances (sending money abroad). Unlike classic PayPal transfer, Xoom offers:
- Direct transfer to bank account or cash pickup
- Exchange rates usually better than classic PayPal
- Delivery in minutes (cash pickup) or 1-3 days (bank account)
- Available in Romania through partner network
If you send money regularly to Romania, compare Xoom with Wise and Revolut for the best rate.
How to choose the best provider?
Small transfers (< 500 EUR)
- ✓ Wise — low fee, mid-market rate
- ✓ Revolut — 0% commission up to 1000 EUR/month
- ✗ Avoid Western Union / MoneyGram (high fees)
Large transfers (> 1000 EUR)
- ✓ Wise — most transparent, low percentage fee
- ✓ OFX / CurrencyFair — good rates for large amounts
- ⚠ Always compare the amount received, not just the rate
Urgent cash pickup
- ✓ Western Union — largest network (550K+ locations)
- ✓ Xoom — fast and integrated with PayPal
- ⚠ Weaker rates vs bank transfer
Regular transfers
- ✓ Wise — automatic recurring transfer
- ✓ Revolut — free standing order
- ✓ Set rate alert on curs.online
Quick takeaways
- 1. Wise has the most transparent fee
- 2. Revolut — 0% up to 1000 EUR/month
- 3. Xoom (PayPal) — good for cash pickup
- ! WU/MoneyGram have 3-4% spread
Similar pages
Methodology
Rates are automatically retrieved from each provider and compared to the BNR reference rate.
- • Markup% = difference from the BNR rate
- • You receive RON = amount after fees for 1000 units
- • Fees may vary depending on the payment method
- • Auto-update every 30 minutes