Comparatie cursuri de schimb — Transferuri internationale
Compara 18 furnizori de transferuri internationale. Vezi cursul real, comisioanele si suma primita pentru 1000 EUR/USD/GBP/CHF trimisi in Romania.
Cursuri actualizate: 2026-07-15T18:46:11 • 18 furnizori comparati
Comparatie cursuri EUR → RON
pentru 1000 EUR trimisi| Furnizor | Curs EUR/RON | Comision | Markup % | Primesti RON |
|---|---|---|---|---|
| Wise | 5.2402 | 6.26 | 0.00% | 5207.40 |
| Monese | 5.2374 | 20.0 | 0.05% | 5132.65 |
| Rabobank | 5.1851 | 16.0 | 1.05% | 5102.18 |
| Remitly | 5.1716 | 1.99 | 1.30% | 5161.33 |
| BNP Paribas | 5.1697 | — | 1.34% | 5169.70 |
| Western Union | 5.1622 | 2.99 | 1.48% | 5146.80 |
| Xoom (PayPal) | 5.1395 | 2.99 | 1.92% | 5124.15 |
| Commerzbank | 5.1393 | 15.0 | 1.92% | 5062.18 |
| Deutsche Bank | 5.1386 | 36.55 | 1.93% | 4950.75 |
| LaCaixa | 5.1158 | 27.0 | 2.37% | 4977.68 |
| Sabadell | 5.0829 | 22.0 | 3.00% | 4971.07 |
| Lloyds | — | — | — | — |
| Moneygram | — | — | — | — |
| HSBC | — | — | — | — |
| Nationwide | — | — | — | — |
| PayPal | — | — | — | — |
| Barclays | — | — | — | — |
| Santander UK | — | — | — | — |
Suma calculata pentru un transfer de 1000 EUR • Comisioanele pot varia in functie de metoda de plata • Cursuri orientative
Comparatie cursuri USD → RON
pentru 1000 USD trimisi| Furnizor | Curs USD/RON | Comision | Primesti RON |
|---|---|---|---|
| Wise | 4.5672 | 10.81 | 4517.85 |
| Remitly | 4.5213 | 2.99 | 4507.75 |
| Xoom (PayPal) | 4.4516 | — | 4451.64 |
GBP → RON
| Furnizor | Curs | Primesti |
|---|---|---|
| Wise | 6.1860 | 6156.67 |
| Monese | 6.1891 | 6065.32 |
| Remitly | 6.1325 | 6132.47 |
| Western Union | 6.1322 | 6119.95 |
| Xoom | 6.0676 | 6049.44 |
| Lloyds | 5.9573 | 5900.75 |
| Moneygram | 6.1282 | 6109.87 |
| HSBC | 6.1028 | 6102.81 |
| Nationwide | 6.0667 | 5975.67 |
| PayPal | 5.8608 | 5843.32 |
| Barclays | 6.0204 | 6020.39 |
| Santander UK | 5.9914 | 5841.65 |
CHF → RON
| Furnizor | Curs | Primesti |
|---|---|---|
| Wise | 5.6807 | 5655.06 |
Furnizori multi-valuta (EUR + USD + alte valute)
comparatie completa| Furnizor | EUR Curs | EUR Fee | Markup% | USD Curs | USD Fee | GBP Curs | CHF Curs |
|---|---|---|---|---|---|---|---|
|
Wise
EUR
USD
GBP
CHF
|
5.2402 | 6.26 | 0.00% | 4.5672 | 10.81 | 6.1860 | 5.6807 |
|
Monese
EUR
GBP
|
5.2374 | 20.00 | 0.05% | 6.1891 | |||
|
Remitly
EUR
USD
GBP
|
5.1716 | 1.99 | 1.30% | 4.5213 | 2.99 | 6.1325 | |
|
Western Union
EUR
GBP
|
5.1622 | 2.99 | 1.48% | 6.1322 | |||
|
Xoom
(PayPal)
EUR
USD
GBP
|
5.1395 | 2.99 | 1.92% | 4.4516 | 6.0676 |
Doar furnizori care accepta transferuri in 2+ valute • Xoom este serviciul de transfer al PayPal
Furnizori doar EUR → RON
banci europene| Banca / Furnizor | Curs EUR/RON | Comision | Markup % | Primesti RON |
|---|---|---|---|---|
| Rabobank | 5.1851 | €16.00 | 1.05% | 5102.18 |
| BNP Paribas | 5.1697 | €0 | 1.34% | 5169.70 |
| Commerzbank | 5.1393 | €15.00 | 1.92% | 5062.18 |
| Deutsche Bank | 5.1386 | €36.55 | 1.93% | 4950.75 |
| LaCaixa | 5.1158 | €27.00 | 2.37% | 4977.68 |
| Sabadell | 5.0829 | €22.00 | 3.00% | 4971.07 |
Aceste banci/servicii accepta doar transferuri in EUR → RON
Grafic comparatie cursuri EUR → RON
Xoom — serviciul de transfer al PayPal
Xoom este platforma de transferuri internationale a PayPal, specializata pe remitente (trimitere bani in strainatate). Spre deosebire de transferul clasic PayPal, Xoom ofera:
- Transfer direct in cont bancar sau cash pickup
- Cursuri de schimb de obicei mai bune decat PayPal clasic
- Livrare in cateva minute (cash pickup) sau 1-3 zile (cont bancar)
- Disponibil in Romania prin retea partenera
Daca trimiti bani regulat in Romania, compara Xoom cu Wise si Revolut pentru cel mai bun curs.
Cum alegi cel mai bun furnizor?
Transferuri mici (< 500 EUR)
- ✓ Wise — comision mic, curs mid-market
- ✓ Revolut — 0% comision pana la 1000 EUR/luna
- ✗ Evita Western Union / MoneyGram (comisioane mari)
Transferuri mari (> 1000 EUR)
- ✓ Wise — cel mai transparent, comision procentual mic
- ✓ OFX / CurrencyFair — cursuri bune pentru sume mari
- ⚠ Compara intotdeauna suma primita, nu doar cursul
Cash pickup urgent
- ✓ Western Union — cea mai mare retea (550K+ locatii)
- ✓ Xoom — rapid si integrat cu PayPal
- ⚠ Cursuri mai slabe vs transfer in cont
Transferuri regulate
- ✓ Wise — transfer recurent automat
- ✓ Revolut — standing order gratuit
- ✓ Setezi alerta de curs pe curs.online
Concluzii rapide
- 1. Wise are cel mai transparent comision
- 2. Revolut — 0% pana la 1000 EUR/luna
- 3. Xoom (PayPal) — bun pentru cash pickup
- ! WU/MoneyGram au spread 3-4%
Pagini similare
Metodologie
Cursurile sunt preluate automat de la fiecare furnizor si comparate cu cursul BNR de referinta.
- • Markup% = diferenta fata de cursul BNR
- • Primesti RON = suma dupa comisioane pentru 1000 unitati
- • Comisioanele pot varia in functie de metoda de plata
- • Actualizare automata la fiecare 30 minute