Rate Dolar Singapore SGD
BNR
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SGD/RON
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Fintech, cards and transfers — SGD
Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for SGD/RON.
| Provider | Status | You buy SGD | You sell SGD | Spread | Category |
|---|---|---|---|---|---|
|
Wise
|
LIVE | 3.5466 | 3.5466 | 0.00% | card |
|
Mastercard
|
LIVE | 3.5168 | 3.5878 | 2.02% | network |
|
N26
↪EUR
|
LIVE | 3.5168 | 3.5878 | 2.02% | card |
|
Visa
|
LIVE | 3.5097 | 3.5949 | 2.43% | network |
|
Paysera
↪EUR
|
IBAN RO | 3.4990 | 3.6056 | 3.05% | card est. |
|
Monese
↪EUR
|
LIVE IBAN RO | 3.4813 | 3.6233 | 4.08% | card |
|
MoneyGram
|
LIVE | 3.4351 | 3.6695 | 6.82% | transfer |
|
Western Union
|
LIVE | 3.4280 | 3.6766 | 7.25% | transfer |
|
PayPal
↪EUR
|
LIVE | 3.4102 | 3.6944 | 8.33% | transfer |
Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.
History SGD/RON (last 30 days)
| Week | Mon | Tue | Wed | Thu | Fri |
|---|
About Dolar Singapore (SGD)
The Singapore dollar (SGD) is the currency of the city-state of Singapore, one of Asia's largest financial centers. Unlike most central banks, the MAS does not conduct monetary policy through interest rates, but by managing the exchange rate against a basket of currencies (S$NEER). Under a 1967 interchangeability agreement, the Singapore dollar and the Brunei dollar (BND) are accepted at par 1:1. The SGD exchange rate is very stable.
Country/Zone
Singapore
Central Bank
Monetary Authority of Singapore (MAS)
Symbol
S$
Denominations
Banknotes: 2, 5, 10, 50, 100, 1000 SGD (the 10,000 SGD note was withdrawn from issue in 2014). Coins: 5, 10, 20, 50 cents, 1 SGD.
⚠ How to recognize counterfeit banknotes of SGD
1
Watermark: Portrait of President Yusof Ishak visible against light.
2
Security thread: Embedded metallic thread with microtext and color-shifting effect.
3
Kinegram ink: Holographic elements that change appearance when tilted.
4
UV: Fibers and fluorescent elements visible under ultraviolet light.
Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.
Import/Export rules SGD — Romania and EU
↓
Import (entry into Romania)
Singapore requires the declaration of cash amounts exceeding 20,000 SGD equivalent upon entry/exit (Immigration & Checkpoints Authority). Singapore is outside the EU.
↑
Export (exit from Romania)
Upon leaving Singapore, the same declaration threshold of 20,000 SGD equivalent applies. At EU external borders, a declaration of 10,000 EUR equivalent is required.
EU
EU rules
Singapore is a third territory — mandatory declaration at EU external borders (10,000 EUR equivalent).
General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent
must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.
Banknotes SGD in circulation
| Value | Size | Color | Theme / Portrait | Duration |
|---|---|---|---|---|
| 2 SGD | 126 x 63 | Purple | Yusof Ishak | ~3 years |
| 5 SGD | 133 x 66 | Green | Yusof Ishak | ~4 years |
| 10 SGD | 141 x 69 | Red | Yusof Ishak | ~4 years |
| 50 SGD | 156 x 74 | Blue | Yusof Ishak | ~6 years |
| 100 SGD | 162 x 77 | Orange/brown | Yusof Ishak | ~8 years |
| 1000 SGD | 170 x 83 | Purple/pink | Yusof Ishak | ~10 years |
Material
Cotton paper (SGD 5 and 10 banknotes are polymer)
Durability
Polymer SGD 5 and 10 banknotes last ~4 years; high-value cotton banknotes last 6-10 years
Coins SGD in circulation
| Value | Material | Weight | Diameter |
|---|---|---|---|
| 5 cenți | Aluminum-bronze | 1.7g | 16.75mm |
| 10 cenți | Plated cupronickel | 2.6g | 18.5mm |
| 20 cenți | Plated cupronickel | 3.85g | 21.0mm |
| 50 cenți | Plated cupronickel | 6.56g | 23.0mm |
| 1 SGD | Bimetallic (aluminum-bronze + cupronickel) | 7.62g | 24.65mm |
🔍 Banknotes SGD easily confused
2 SGD and 50 SGD
The purple (2) and blue (50) may appear similar in low light; the value difference is 25x
TIP
50 SGD is visibly larger (156mm vs 126mm) and blue
1000 SGD and other large banknotes
The 1000 SGD banknote (withdrawn from issuance but still legal) remains very valuable — beware of confusion
TIP
Always check the denomination digit; 1000 SGD is the largest banknote (170mm)
Monetary policy — Monetary Authority of Singapore (MAS)
Headquarters
Singapore
Founded
1971
Inflation target
MAS targets medium-term price stability (no fixed numerical target publicly announced)
Decision frequency
Monetary policy statements twice a year (April and October); additional meetings as needed
Main tools
●
Exchange rate management via the S$NEER (Nominal Effective Exchange Rate) band
●
Adjusting the slope, width, and central level of the currency band
●
Money market operations
●
MAS does NOT use interest rates as its primary tool
Independence: MAS is both the central bank and integrated financial regulator of Singapore
The role of SGD in the global economy
World reserves
Small but growing as a regional reserve currency (~0.2%)
Daily volume
~$130 billion/day
SWIFT share
~1% of SWIFT payments
World rank
13th most traded currency in the world (BIS 2022)
Countries where SGD is the official currency
Singapore
Also used in: Brunei (interchangeable 1:1 with the Brunei dollar under the 1967 Currency Interchangeability Agreement)
🛃 Cash transport limit SGD without declaration
No declaration
Below SGD 20,000 equivalent
Declaration required
Above SGD 20,000 equivalent upon entry/exit from Singapore
EU threshold of 10.000 EUR ≈ 14.754 SGD at today's BNR rate.
Regulation: Immigration & Checkpoints Authority (ICA) / Police + EU Regulation 2018/1672 at EU borders
Penalties: Confiscation, fines, and possible imprisonment
Penalties: Confiscation, fines, and possible imprisonment
Advantages of SGD as a currency
✔
One of the world's most stable currencies — managed via the exchange rate band
✔
Global financial hub — Singapore is one of Asia's largest financial centers
✔
Interchangeable 1:1 with the Brunei dollar
✔
Low inflation and AAA-rated economy
💡 Fun facts about SGD
1
MAS is one of the few central banks globally that conducts monetary policy through the exchange rate (S$NEER band), not interest rates
2
The Singapore dollar and Brunei dollar have been mutually accepted at par 1:1 since 1967 — they are 'customary currency' in both countries
3
Singapore had a SGD 10,000 banknote — one of the world's most valuable — withdrawn from issue in 2014 to combat money laundering
4
All current series banknotes feature Yusof Ishak, Singapore's first president
5
The 50 SGD banknote holds a Guinness record for the largest legal tender banknote sold at auction (gold commemorative version)
6
The reverse of the banknotes depicts civic themes: education, security, health, sports, art
7
Singapore has issued commemorative polymer banknotes with transparent windows, among the most technologically advanced in the world
⛓ Crypto and currency exchange regulation — Singapore
Crypto status
LEGAL and regulated — Singapore is a crypto hub, but with strict rules for retail investors
Regulatory authority
Monetary Authority of Singapore (MAS)
Exchange/currency exchange license
Mandatory licensing under the Payment Services Act (PSA) for providers of digital token services (Digital Payment Token services)
Crypto taxation
Singapore has no capital gains tax; trading profits as a business activity may be taxed
AML / KYC
Strict AML/KYC rules under the PSA and FATF standards
Singapore promotes blockchain innovation, but MAS discourages retail crypto speculation (ban on crypto advertising to the public since 2022); licensing under the Payment Services Act is mandatory
💰 How much does 1,000,000 SGD (~690,000 EUR)?
Banknotes
1.000
banknotes of 1.000 SGD
Weight
1.2 kg
About the weight of a 1.5L water bottle — among the most compact millions in the world
Volume
A stack only ~11 cm high
Fits in a handbag — the 1000 SGD banknote makes the million very compact