Rate Zlot polonez (PLN/RON) 2026-07-15 — 1.2107 RON

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Chart PLN/RON

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Where to exchange PLN

Bank	You buy PLN	You sell PLN	Spread	Type
ING Bank	1.2002	1.2146	1.20%	account
Libra Bank	1.2177	1.2177	0.00%	card
Raiffeisen Bank	1.1943	1.2278	2.80%	account
Eximbank Romania	1.1860	1.2385	4.43%	account
Intesa Sanpaolo Bank	1.1935	1.2535	5.03%	cash
Eximbank Romania	1.1625	1.2615	8.52%	card
CEC Bank	1.1586	1.2658	9.25%	account
CEC Bank	1.1586	1.2658	9.25%	corporate
Libra Bank	1.1400	1.2850	12.72%	cash

Indicative rates — check the bank's official website before transacting.

Fintech, cards and transfers — PLN

Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for PLN/RON.

Provider	Status	You buy PLN	You sell PLN	Spread	Category
Wise	LIVE	1.2116	1.2116	0.00%	card
Paysera ↪EUR	IBAN RO	1.2046	1.2168	1.01%	card est.
Visa	LIVE	1.1996	1.2237	2.01%	network
Mastercard	LIVE	1.1985	1.2248	2.19%	network
N26 ↪EUR	LIVE	1.1985	1.2248	2.19%	card
Monese ↪EUR	LIVE IBAN RO	1.1865	1.2349	4.08%	card
MoneyGram	LIVE	1.1707	1.2507	6.83%	transfer
Western Union	LIVE	1.1683	1.2531	7.26%	transfer
PayPal ↪EUR	LIVE	1.1623	1.2591	8.33%	transfer

Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.

Events that influenced the exchange rate PLN/RON

★

2007-01-01 — România aderă la Uniunea Europeană

Atât leul cât și zlotul au beneficiat de aderarea la UE, dar RON s-a apreciat mai puternic. Fluxurile de capital către noii membri ai UE au favorizat ambele monede, însă România a atras investiții suplimentare.

★

2020-03-11 — OMS declară pandemie COVID-19

Zlotul polonez s-a depreciat față de leu în primele săptămâni ale pandemiei. Banca Națională a Poloniei a redus dobânzile agresiv, slăbind moneda națională.

★

2022-02-24 — Rusia invadează Ucraina

Zlotul polonez a suferit o depreciere puternică, Polonia fiind vecină directă a Ucrainei. Cursul PLN/RON a scăzut pe fondul temerilor de escaladare a conflictului și al fluxului masiv de refugiați.

History PLN/RON (last 30 days)

Week	Mon	Tue	Wed	Thu	Fri

About Zlot polonez (PLN)

The Polish zloty (PLN) is the currency of Poland. The Polish economy is one of the largest in Central Europe. PLN is an important currency for Romanians working in Poland or transiting through this country.

Country/Zone

Poland

Central Bank

Narodowy Bank Polski (NBP)

Symbol

zł

Denominations

Banknotes: 10, 20, 50, 100, 200, 500 PLN. Coins: 1gr, 2gr, 5gr, 10gr, 20gr, 50gr, 1zł, 2zł, 5zł.

⚠ How to recognize counterfeit banknotes of PLN

Watermark: Portrait visible against light.

Holographic strip: Metallic strip with variable optical elements.

Color-shifting ink: The denomination changes color.

Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.

Import/Export rules PLN — Romania and EU

↓ Import (entry into Romania)

Romania-Poland: Both EU countries, free movement. Declaration at external EU borders (10,000 EUR equivalent).

↑ Export (exit from Romania)

The same EU rules apply.

EU EU rules

Free movement within the EU.

General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.

Banknotes PLN in circulation

Value	Size	Color	Theme / Portrait	Duration
10 PLN	120 x 60	Dark green	Mieszko I	~3 years
20 PLN	126 x 63	Pink	Bolesław the Brave	~4 years
50 PLN	132 x 66	Blue	Casimir III the Great	~5 years
100 PLN	138 x 69	Light green	Władysław II Jagiełło	~7 years
200 PLN	144 x 72	Yellow-orange	Sigismund I the Old	~10 years
500 PLN	150 x 75	Brown	John III Sobieski	~12 years

Material

Cotton paper with security fibers

Durability

10-20 PLN banknotes last 3-4 years; 200-500 PLN can reach 10+ years

Coins PLN in circulation

Value	Material	Weight	Diameter
1 grosz	Manganese-brass	1.64g	15.5mm
2 grosze	Manganese-brass	2.13g	17.5mm
5 groszy	Manganese-brass	2.59g	19.5mm
10 groszy	Copper-nickel	2.51g	16.5mm
20 groszy	Copper-nickel	3.22g	18.5mm
50 groszy	Copper-nickel	3.94g	20.5mm
1 zlot	Copper-nickel	5.0g	23.0mm
2 zloti	Bi-metallic	5.21g	21.5mm
5 zloti	Bi-metallic	6.54g	24.0mm

🔍 Banknotes PLN easily confused

100 PLN and 200 PLN

Relatively close colors (light green vs yellow-orange) and similar sizes

TIP 200 PLN is visibly larger (144mm vs 138mm)

Monetary policy — Narodowy Bank Polski (NBP)

Headquarters

Varsovia, Polonia

Founded

1945

Inflation target

2.5% (+/- 1 percentage point)

Decision frequency

Monthly meetings of the Monetary Policy Council (RPP)

Main tools

● Reference rate

● Open market operations

● Reserve requirement ratio

Independence: NBP is independent under the Polish Constitution and EU treaties

The role of PLN in the global economy

World reserves

< 0.1%

Daily volume

~$40 billion/day

SWIFT share

~0.8%

World rank

Most traded currency in Central Europe (excluding EUR)

Countries where PLN is the official currency

Poland

🛃 Cash transport limit PLN without declaration

No declaration

Under the equivalent of EUR 10,000

Declaration required

Equivalent of EUR 10,000 at EU external borders

EU threshold of 10.000 EUR ≈ 43.290 PLN at today's BNR rate.

Regulation: EU Regulation 2018/1672
Penalties: Fines and confiscation

Advantages of PLN as a currency

✔ Poland's economy is the largest in Central Europe

✔ PLN is the most liquid currency in Central Europe

✔ Poland is in the EU — free capital movement

✔ Relevant for Romanian trade and diaspora in Poland

💡 Fun facts about PLN

All PLN banknotes feature Polish kings and rulers — from Mieszko I (first Christian ruler of Poland, 10th century) on the 10 PLN, to John III Sobieski (savior of Vienna from the Ottomans in 1683) on the 500 PLN

The word 'zloty' literally means 'golden' (zloto = gold in Old Polish) — the first zloty coin was introduced in 1528 by King Sigismund I

The National Bank of Poland (NBP) was established in 1945, but the first Polish bank was Bank Polski (Bank of Poland), founded in 1828 in Warsaw

Poland underwent redenomination in 1995: 10,000 PLZ (old zlotys) = 1 PLN (new zloty) — exactly like Romania 10 years later

The 500 PLN banknote was introduced only in 2017 — it is the highest denomination and features Jan III Sobieski on horseback, in the style of the painting by Jerzy Siemiginowski-Eleuter

On the reverse of the 20 PLN banknote appears the famous Sigismund Chapel at Wawel Cathedral in Krakow, considered the most beautiful Renaissance chapel outside Italy

⛓ Crypto and currency exchange regulation — Polonia

Crypto status

Legal — regulated under MiCA as an EU member state

Regulatory authority

KNF (Polish Financial Supervision Authority)

Exchange/currency exchange license

CASP license under MiCA; mandatory registration with KNF; previously, registration as a regulated activity entity with the Tax Chamber

Crypto taxation

Flat tax of 19% on crypto transaction gains (PIT-38); losses can be carried forward for 5 years; crypto-to-crypto exchange does not trigger a taxable event

AML / KYC

Compliance with Polish AML law (transposing EU directives); mandatory KYC; reporting to GIIF (General Inspector of Financial Information)

Poland has one of the most active crypto markets in Central and Eastern Europe; the Zonda exchange (formerly BitBay) is the largest local platform; the Polish crypto community is very active

💰 How much does 1,000,000 PLN (~230,000 EUR)?

Banknotes

2.000

banknotes of 500 PLN

Weight

2.2 kg

About the volume of a shoebox

Volume

A stack of ~22 cm

Fits in a small briefcase

Rate Zlot polonez PLN BNR