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Rate Dolar neozeelandez NZD BNR

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Fintech, cards and transfers — NZD

Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for NZD/RON.

Provider Status You buy NZD You sell NZD Spread Category
Wise
LIVE 2.6734 2.6734 0.00% card
Mastercard
LIVE 2.6443 2.6977 2.02% network
N26 ↪EUR
LIVE 2.6443 2.6977 2.02% card
Visa
LIVE 2.6389 2.7031 2.43% network
Paysera ↪EUR
IBAN RO 2.6309 2.7111 3.05% card est.
Monese ↪EUR
LIVE IBAN RO 2.6176 2.7244 4.08% card
MoneyGram
LIVE 2.5829 2.7591 6.82% transfer
Western Union
LIVE 2.5775 2.7645 7.26% transfer
PayPal ↪EUR
LIVE 2.5642 2.7778 8.33% transfer

Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.

Events that influenced the exchange rate NZD/RON

★
2008-09-15 — Falimentul Lehman Brothers

Dolarul neozeelandez a fost puternic afectat de criza globală, pierzând teren față de majoritatea valutelor. Economia Noii Zeelande, dependentă de exporturile de materii prime, a resimțit șocul recesiunii mondiale.

★
2020-03-11 — OMS declară pandemie COVID-19

Dolarul neozeelandez a suferit o depreciere semnificativă la începutul pandemiei. Noua Zeelandă a impus unul dintre cele mai stricte lockdown-uri din lume, afectând turismul — un pilon al economiei.

History NZD/RON (last 30 days)

Week Mon Tue Wed Thu Fri

About Dolar neozeelandez (NZD)

The New Zealand dollar (NZD), informally called the 'kiwi' after the national bird featured on the 1-dollar coin, is the currency of New Zealand. The RBNZ was the first central bank in the world to officially adopt inflation targeting, in 1989-1990, becoming a globally copied model. Banknotes are polymer-based, and NZD is a commodity currency tied to agricultural exports (dairy, meat, wool). The exchange rate is freely floating.

Country/Zone
New Zealand
Central Bank
Reserve Bank of New Zealand (RBNZ)
Symbol
NZ$
Denominations
Banknotes: 5, 10, 20, 50, 100 NZD (all polymer). Coins: 10, 20, 50 cents, 1, 2 NZD.

⚠ How to recognize counterfeit banknotes of NZD

1
Polymer substrate: Plastic banknote with two transparent windows.
2
Raised image: National bird and elements in the transparent window.
3
Microtext: Tiny text with numbers and denominations, readable with a magnifying glass.
4
UV: Serial number and colored elements glow under ultraviolet light.
Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.

Import/Export rules NZD — Romania and EU

↓ Import (entry into Romania)

New Zealand does not limit the amount imported, but amounts over 10,000 NZD equivalent must be declared to the New Zealand Customs Service. New Zealand is outside the EU.

↑ Export (exit from Romania)

When leaving New Zealand, the same declaration threshold of 10,000 NZD equivalent applies. At EU external borders, declaration of 10,000 EUR equivalent is required.

EU EU rules

New Zealand is a third territory — mandatory declaration at EU external borders (10,000 EUR equivalent).

General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.

Banknotes NZD in circulation

Value Size Color Theme / Portrait Duration
5 NZD 135 x 66 Orange/Brown Sir Edmund Hillary ~4 years
10 NZD 140 x 68 Blue Kate Sheppard ~5 years
20 NZD 145 x 70 Green Queen Elizabeth II ~6 years
50 NZD 150 x 72 Purple Sir Āpirana Ngata ~8 years
100 NZD 155 x 74 Red Lord Ernest Rutherford ~10 years
Material
Polymer (plastic substrate) — since 1999
Durability
Polymer banknotes last ~4 times longer than paper; small denominations last ~4 years, large ones over 10 years

Coins NZD in circulation

Value Material Weight Diameter
10 cenți Copper-plated steel 3.3g 20.5mm
20 cenți Nickel-plated steel 4.0g 21.75mm
50 cenți Nickel-plated steel 5.0g 24.75mm
1 NZD Aluminium-bronze 8.0g 23.0mm
2 NZD Aluminium-bronze 10.0g 26.5mm

🔍 Banknotes NZD easily confused

5 NZD and 50 NZD

Orange (5) and purple (50) can confuse at a quick glance; the value difference is 10x

TIP 50 NZD is larger (150mm vs 135mm) and purple; 5 NZD is orange/brown and smaller
20 NZD and 100 NZD

Green (20) and red (100) are different, but can be confused on a quick check

TIP 100 NZD is the largest (155mm) and red; 20 NZD is green

Monetary policy — Reserve Bank of New Zealand (RBNZ — Te Pūtea Matua)

Headquarters
Wellington, Noua Zeelandă
Founded
1934
Inflation target
1-3% over the medium term (point target 2%)
Decision frequency
7 monetary policy decisions per year
Main tools
● Official Cash Rate (OCR)
● Open market operations
● Forward guidance
● Liquidity facilities
Independence: RBNZ is independent; world pioneer in inflation targeting (1989-1990)

The role of NZD in the global economy

World reserves
Small (~0.3% of global foreign exchange reserves)
Daily volume
~$130 billion/day
SWIFT share
Under 0.5% of SWIFT payments
World rank
10th most traded currency in the world (BIS 2022)

Countries where NZD is the official currency

New Zealand
Also used in: Cook Islands, Niue, Tokelau, Pitcairn Islands

🛃 Cash transport limit NZD without declaration

No declaration
Under 10,000 NZD equivalent
Declaration required
Over 10,000 NZD equivalent upon entry/exit from New Zealand
EU threshold of 10.000 EUR ≈ 19.622 NZD at today's BNR rate.
Regulation: New Zealand Customs Service + EU Regulation 2018/1672 at EU border
Penalties: Confiscation and fines

Advantages of NZD as a currency

✔ Commodity currency — correlated with agricultural exports (dairy, meat, wool)
✔ One of the top 10 most traded currencies in the world, despite a small economy
✔ Durable polymer banknotes with vibrant, colorful design
✔ Central bank pioneer in inflation targeting — model of monetary stability

💡 Fun facts about NZD

1
RBNZ was the first central bank in the world to officially adopt inflation targeting, in 1989-1990 — a model later copied globally
2
The $1 coin and banknotes feature native birds (kiwi, mōhua, kārearea), reflecting New Zealand's unique biodiversity
3
Sir Edmund Hillary, on the NZD 5 note, was the first person to conquer Mount Everest (1953) — the only New Zealander on a banknote during his lifetime
4
Kate Sheppard, on the NZD 10 note, led the movement that made New Zealand the first country in the world to grant women the right to vote (1893)
5
NZD is nicknamed 'kiwi' on forex markets, after the bird on the 1-dollar coin
6
New Zealand has eliminated 1, 2, and 5 cent coins; the smallest coin is 10 cents
7
Banknotes include bilingual text in English and Māori (te reo Māori)

⛓ Crypto and currency exchange regulation — Noua Zeelandă

Crypto status
LEGAL — cryptocurrencies are considered property, not legal tender
Regulatory authority
Financial Markets Authority (FMA) + Reserve Bank of New Zealand for systemic aspects
Exchange/currency exchange license
Platforms must register as financial service providers (FSP) and comply with AML/CFT legislation
Crypto taxation
Crypto gains are taxed as income (income tax); New Zealand does not have a separate capital gains tax
AML / KYC
Mandatory AML/CFT rules, in line with FATF standards
New Zealand treats crypto as property taxable as income; it was one of the first countries to allow salary payments in cryptocurrencies (2019), under certain conditions

💰 How much does 1,000,000 NZD (~555,000 EUR)?

Banknotes
10.000
banknotes of 100 NZD
Weight
9.5 kg
About the weight of two 5-liter buckets of water
Volume
A stack ~100 cm high
Fits in a medium suitcase