Rate Rupie indiană (INR/RON) 2026-07-15 — 0.0477 RON

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Fintech, cards and transfers — INR

Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for INR/RON.

Provider	Status	You buy INR	You sell INR	Spread	Category
Mastercard	LIVE	0.0472	0.0482	2.12%	network
N26 ↪EUR	LIVE	0.0472	0.0482	2.12%	card
Visa	LIVE	0.0471	0.0483	2.55%	network
Paysera ↪EUR	IBAN RO	0.0470	0.0484	2.98%	card est.
Monese ↪EUR	LIVE IBAN RO	0.0467	0.0487	4.28%	card
MoneyGram	LIVE	0.0461	0.0493	6.94%	transfer
Western Union	LIVE	0.0460	0.0494	7.39%	transfer
PayPal ↪EUR	LIVE	0.0458	0.0496	8.30%	transfer

Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.

History INR/RON (last 30 days)

Week	Mon	Tue	Wed	Thu	Fri

About Rupie indiană (INR)

The Indian rupee (INR) is the currency of India, the world's most populous country. The Mahatma Gandhi series banknotes feature the father of the nation on the obverse, and Indian monuments and achievements on the reverse. In 2016, India abruptly demonetized the 500 and 1000 rupee notes, and the 2000 INR note was withdrawn from circulation in 2023. The ₹ symbol was adopted in 2010. The RBI targets an inflation rate of 4% (+/-2%) and promotes the digital rupee (e₹).

Country/Zone

India

Central Bank

Reserve Bank of India (RBI)

Symbol

₹

Denominations

Banknotes: 10, 20, 50, 100, 200, 500 INR (2000 INR note withdrawn in 2023). Coins: 1, 2, 5, 10, 20 rupees.

⚠ How to recognize counterfeit banknotes of INR

Watermark: Portrait of Mahatma Gandhi and denomination visible when held up to light.

Security thread: Thread with inscription 'RBI' and 'Bharat' (in Hindi), visible when held up to light.

OVI ink: The value numeral changes color when tilted (green-blue).

Raised print: Tactile elements for denomination identification by the visually impaired.

Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.

Import/Export rules INR — Romania and EU

↓ Import (entry into Romania)

Residents may bring up to 25,000 INR; foreign currency exceeding the equivalent of 5,000 USD (cash) must be declared upon arrival. India is outside the EU.

↑ Export (exit from Romania)

Export of rupees is limited to 25,000 INR per person. At EU external borders, declaration of the equivalent of 10,000 EUR applies.

EU EU rules

India is a third territory — mandatory declaration at EU external borders (equivalent of 10,000 EUR).

General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.

Banknotes INR in circulation

Value	Size	Color	Theme / Portrait	Duration
10 INR	123 x 63	Brownish	Mahatma Gandhi (reverse: Konark Temple)	~2 years
20 INR	129 x 63	Greenish-yellow	Mahatma Gandhi (reverse: Ellora Caves)	~2 years
50 INR	135 x 66	Fluorescent blue	Mahatma Gandhi (reverse: Hampi with Chariot)	~3 years
100 INR	142 x 66	Lavender/purple	Mahatma Gandhi (reverse: Rani ki Vav)	~3 years
200 INR	146 x 66	Yellow-orange	Mahatma Gandhi (reverse: Sanchi Stupa)	~4 years
500 INR	150 x 66	Stone gray	Mahatma Gandhi (reverse: Red Fort)	~5 years

Material

Cotton paper

Durability

Smaller notes (10, 20 INR) wear out in ~2 years due to heavy use; 500 INR notes last ~5 years

Coins INR in circulation

Value	Material	Weight	Diameter
1 rupie	Ferritic stainless steel	3.79g	21.93mm
2 rupii	Ferritic stainless steel	4.07g	23.0mm
5 rupii	Stainless steel / nickel-brass	6.0g	23.0mm
10 rupii	Bimetallic (aluminum-bronze ring + cupronickel core)	7.74g	27.0mm
20 rupii	Bimetallic (12-sided edge)	8.54g	27.0mm

🔍 Banknotes INR easily confused

10 INR and 100 INR

Brown (10) and lavender/violet (100) can be confused; both are of similar size

TIP Check the digit and color: 10 is brown, 100 is violet-lavender

200 INR and 2000 INR (withdrawn)

Yellow-orange (200) was close to magenta (2000); 2000 INR was withdrawn in 2023, but may still appear

TIP 2000 INR is no longer issued; check the denomination digit carefully

Monetary policy — Reserve Bank of India (RBI)

Headquarters

Mumbai, India

Founded

1935

Inflation target

4% (+/-2%), set by agreement with the government

Decision frequency

Monetary Policy Committee (MPC) meets 6 times a year

Main tools

● Repo rate (key policy rate)

● Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)

● Open market operations

● Forex interventions to manage the rupee

Independence: RBI has operational autonomy under the flexible inflation targeting framework

The role of INR in the global economy

World reserves

Small (~0.1% of global forex reserves, but growing)

Daily volume

~$110 billion/day

SWIFT share

Below 1% of SWIFT payments

World rank

~16th most traded currency in the world (BIS 2022)

Countries where INR is the official currency

India

Also used in: Bhutan (alongside ngultrum, pegged 1:1), Nepal (informally accepted, alongside Nepalese rupee)

🛃 Cash transport limit INR without declaration

No declaration

Residents may carry up to 25,000 INR; foreign currency under ~$5,000 cash equivalent

Declaration required

Foreign currency over $5,000 cash equivalent (or $10,000 total) upon arrival in India

EU threshold of 10.000 EUR ≈ 1.098.763 INR at today's BNR rate.

Regulation: Reserve Bank of India (FEMA) + Customs Department + EU Regulation 2018/1672 at EU border
Penalties: Confiscation and fines

Advantages of INR as a currency

✔ Currency of the world's most populous country and one of the largest growing economies

✔ UPI instant payment system — the largest real-time payment system in the world

✔ Banknotes with tactile features for recognition by the visually impaired

✔ Digital rupee (e₹) actively developed by RBI

💡 Fun facts about INR

All current series banknotes feature Mahatma Gandhi on the obverse; the reverse showcases Indian monuments and achievements

In 2016, India abruptly demonetized 500 and 1000 INR notes (86% of cash in circulation) overnight to combat black money

The 2000 INR note, introduced in 2016 after demonetization, was withdrawn from circulation in 2023

The Indian rupee symbol ₹ was adopted in 2010, combining the Latin letter R and the Devanagari letter र, with two horizontal lines

Indian banknotes have the denomination printed in 17 languages — English, Hindi, and 15 other languages on the reverse

UPI (Unified Payments Interface), launched in 2016, processes billions of transactions monthly — the world's largest instant payment system

The Indian rupee has tactile elements (raised lines) on banknotes, making them recognizable by visually impaired persons

⛓ Crypto and currency exchange regulation — India

Crypto status

LEGAL but heavily taxed — crypto is not legal tender

Regulatory authority

No single dedicated regulator; the Ministry of Finance, RBI, and SEBI are involved; transactions fall under AML legislation

Exchange/currency exchange license

Virtual asset service providers must register with the Financial Intelligence Unit (FIU-IND) and comply with AML rules

Crypto taxation

30% tax on crypto gains + 1% TDS (tax deducted at source) on transactions; losses cannot be offset

AML / KYC

Mandatory AML/KYC rules via FIU-IND, in line with FATF standards

India taxes crypto extremely harshly (30% on gains + 1% TDS) without recognizing it as legal tender; the RBI instead promotes the digital rupee (e₹ / digital rupee), a CBDC project

💰 How much does 1,000,000 INR (~10,500 EUR)?

Banknotes

2.000

banknotes of 500 INR

Weight

2.0 kg

Like a 2L bottle of water, but worth relatively little in euros

Volume

A stack about 22 cm high

Fits in a small briefcase — but is worth only ~10,500 EUR

Rate Rupie indiană INR BNR