Rate Dolar american USD
BNR
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USD/RON
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Where to exchange USD
| Bank | You buy USD | You sell USD | Spread | Type |
|---|---|---|---|---|
ING Bank
|
4.5547 | 4.6097 | 1.21% | account |
CEC Bank
|
4.5483 | 4.6207 | 1.59% | account |
First Bank (Nexent)
|
4.5200 | 4.6400 | 2.65% | account |
Eximbank Romania
|
4.5145 | 4.6495 | 2.99% | account |
|
CEC Bank
|
4.5100 | 4.6500 | 3.10% | cash |
|
CEC Bank
|
4.5158 | 4.6532 | 3.04% | corporate |
Intesa Sanpaolo Bank
|
4.5122 | 4.6622 | 3.32% | cash |
BRD Groupe Société Générale
|
4.4990 | 4.6650 | 3.69% | account |
UniCredit Bank
|
4.4874 | 4.6706 | 4.08% | account |
Libra Bank
|
4.5050 | 4.6750 | 3.77% | cash |
|
BRD Groupe Société Générale
|
4.4880 | 4.6770 | 4.21% | cash |
Raiffeisen Bank
|
4.4977 | 4.6775 | 4.00% | account |
|
Raiffeisen Bank
|
4.4977 | 4.6775 | 4.00% | cash |
Banca Comercială Română
|
4.4930 | 4.6780 | 4.12% | cash |
|
Banca Comercială Română
|
4.4830 | 4.6880 | 4.57% | account |
Banca Transilvania
|
4.4700 | 4.6950 | 5.03% | cash |
|
UniCredit Bank
|
4.4425 | 4.7173 | 6.19% | cash |
|
UniCredit Bank
|
4.4425 | 4.7173 | 6.19% | card |
Patria Bank
|
4.4486 | 4.7202 | 6.11% | cash |
|
Raiffeisen Bank
|
4.4782 | 4.7509 | 6.09% | card |
|
Patria Bank
|
4.4125 | 4.7578 | 7.83% | account |
|
Eximbank Romania
|
4.4091 | 4.7845 | 8.51% | card |
Indicative rates — check the bank's official website before transacting.
Fintech, cards and transfers — USD
Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for USD/RON.
| Provider | Status | You buy USD | You sell USD | Spread | Category |
|---|---|---|---|---|---|
|
Revolut
|
LIVE | 4.5619 | 4.5711 | 0.20% | card |
|
Wise
|
LIVE | 4.5712 | 4.5712 | 0.00% | card |
|
Visa
|
LIVE | 4.5658 | 4.6189 | 1.16% | network |
|
Paysera
↪EUR
|
IBAN RO | 4.5433 | 4.6351 | 2.02% | card est. |
|
Mastercard
|
LIVE | 4.5455 | 4.6451 | 2.19% | network |
|
N26
↪EUR
|
LIVE | 4.5455 | 4.6451 | 2.19% | card |
|
Monese
↪EUR
|
LIVE IBAN RO | 4.4974 | 4.6810 | 4.08% | card |
|
PayPal
↪EUR
|
LIVE | 4.4560 | 4.6864 | 5.17% | transfer |
|
MoneyGram
|
LIVE | 4.4378 | 4.7406 | 6.82% | transfer |
|
Western Union
|
LIVE | 4.4286 | 4.7498 | 7.25% | transfer |
|
PayPal
↪EUR
|
LIVE | 4.4056 | 4.7728 | 8.33% | transfer |
Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.
History USD/RON (last 30 days)
| Week | Mon | Tue | Wed | Thu | Fri |
|---|
About Dolar american (USD)
The US dollar (USD) is the most traded currency in the world and the primary global reserve currency. Issued by the Federal Reserve, the dollar dominates international trade, the oil market, and the global financial system. Its ISO 4217 code is USD, and its symbol is $. The dollar is important for Romania through trade with the US and the pricing of commodities quoted in USD.
Country/Zone
United States of America
Central Bank
Federal Reserve (Fed)
Symbol
$
Denominations
Banknotes: 1, 2, 5, 10, 20, 50, 100 USD. Coins: 1c, 5c, 10c, 25c, 50c, $1.
⚠ How to recognize counterfeit banknotes of USD
1
Feel: The paper is made of cotton and linen (not cellulose), with a distinct texture. Authentic banknotes do not easily tear when folded.
2
Watermark: Hold the banknote up to the light — each denomination has a watermark portrait matching the printed one.
3
Security thread: A thread embedded in the paper is visible when held to light. On $100 (series 2013+), the thread is blue and 3D.
4
Color-shifting ink: On $10+ banknotes (series 1996+), the number in the lower right corner changes color from copper to green.
5
Microprinting: Tiny text visible with a magnifying glass, e.g., 'THE UNITED STATES OF AMERICA' on the portrait's collar.
6
3D blue ribbon (new $100 only): The embedded blue ribbon contains bells and the number 100 that move when you tilt the banknote.
7
UV: Under ultraviolet light, the security thread glows in specific colors (red on $100, yellow on $50, green on $20).
Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.
Import/Export rules USD — Romania and EU
↓
Import (entry into Romania)
Romania: The same rules apply as for EUR — amounts of **10,000 EUR equivalent** (calculated at the BNR exchange rate of the day) must be declared at customs. A traveler entering Romania with 11,000 USD must declare the amount.
↑
Export (exit from Romania)
USA: When entering/leaving the US, amounts of **$10,000 or equivalent** (including other currencies) must be declared to CBP (Customs and Border Protection) using FinCEN Form 105. Non-declaration is a federal offense.
EU
EU rules
The same EU rules apply: at the EU's external borders, the equivalent amount of 10,000 EUR in USD must be declared. Within the EU, movement is free.
General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent
must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.
Banknotes USD in circulation
| Value | Size | Color | Theme / Portrait | Duration |
|---|---|---|---|---|
| 1 USD | 156 x 66 | Green/Black | George Washington | ~6 years |
| 2 USD | 156 x 66 | Green/Black | Thomas Jefferson (Rara in circulatie) | ~15 years |
| 5 USD | 156 x 66 | Green/Purple | Abraham Lincoln | ~5 years |
| 10 USD | 156 x 66 | Green/Orange | Alexander Hamilton | ~5 years |
| 20 USD | 156 x 66 | Green/Blue | Andrew Jackson | ~8 years |
| 50 USD | 156 x 66 | Green/Pink | Ulysses S. Grant | ~12 years |
| 100 USD | 156 x 66 | Green/Blue/3D | Benjamin Franklin | ~23 years |
Material
75% cotton, 25% linen (not ordinary paper!)
Durability
Withstands ~4,000 folds before tearing; the $100 bill can last over 20 years
Coins USD in circulation
| Value | Material | Weight | Diameter |
|---|---|---|---|
| 1 cent (Penny) | Copper-plated Zinc | 2.5g | 19.05mm |
| 5 centi (Nickel) | Copper-nickel 75/25 | 5.0g | 21.21mm |
| 10 centi (Dime) | Copper-nickel | 2.27g | 17.91mm |
| 25 centi (Quarter) | Copper-nickel | 5.67g | 24.26mm |
| 50 centi (Half Dollar) | Copper-nickel | 11.34g | 30.61mm |
| 1 dolar | Manganese-brass | 8.1g | 26.5mm |
🔍 Banknotes USD easily confused
All USD banknotes
All have the same size (156x66mm) and are predominantly green — the easiest to confuse among major currencies
TIP
ALWAYS check the portrait and the denomination number; in the US, it is recommended to arrange banknotes by separate denominations
$1 and $100
Same size, both green; the value difference is enormous (100x)
TIP
Washington ($1) vs Franklin ($100) — completely different portraits
$10 and $20
Both have similar shades of green; the Hamilton vs Jackson portraits are similar in style
TIP
Check the corner number — 10 vs 20
🛡 Banknote security features USD
Banda albastră 3D (doar $100)
Bandă încorporată cu clopoței și cifra 100 care se mișcă când înclinați bancnota
Filigran
Portretul corespunzător valorii apare când țineți bancnota la lumină
Bandă de securitate
Bandă încorporată în hârtie vizibilă la lumină, poziție diferită pe fiecare valoare
Cerneala OVI
Numărul din dreapta jos își schimbă culoarea din cupru în verde la înclinare ($10+)
Microtiparire
Text miniaturizat pe diferite zone ale bancnotei, vizibil doar cu lupă
UV fluorescență
Banda de securitate strălucește în culori specifice sub UV (roșu=$100, galben=$50)
Cerneala magnetică
Cerneala de pe bancnote conține particule magnetice detectabile cu echipament special
Puncte roșii și albastre
Fibre colorate roșii și albastre încorporate aleatoriu în hârtie
Quick verification in 5 steps
1
ATINGEȚI — textură unică din bumbac și in, nu se simte ca hârtia obișnuită
2
PRIVIȚI LA LUMINĂ — filigranul și banda de securitate apar clar
3
ÎNCLINAȚI — cerneala OVI își schimbă culoarea, banda 3D se mișcă (pe $100)
4
VERIFICAȚI CU LUPĂ — microtiparirea este clară și fină
5
SUB UV — banda de securitate strălucește în culoarea specifică valorii
Monetary policy — Federal Reserve System (Fed)
Headquarters
Washington D.C., SUA
Founded
1913
Inflation target
2% long-term (PCE index)
Decision frequency
8 FOMC meetings per year (every 6 weeks)
Main tools
●
Federal Funds Rate (benchmark interest rate)
●
Open Market Operations
●
Quantitative Easing / Quantitative Tightening
●
Discount Rate
●
Reserve Requirements
Independence: The Fed is politically independent but accountable to the U.S. Congress
The role of USD in the global economy
World reserves
~58% of global foreign exchange reserves
Daily volume
~$6.6 trillion/day (world's top position)
SWIFT share
~42% of SWIFT payments
World rank
The world's most important currency — global reserve currency
Countries where USD is the official currency
United States
Ecuador
El Salvador
Zimbabwe
Timor-Leste
Palau
Marshall Islands
Micronesia
Also used in: Panama (alongside Balboa), Cambodia (unofficial), several Caribbean countries
🛃 Cash transport limit USD without declaration
No declaration
Under $10,000
Declaration required
$10,000 or more (including other currencies and monetary instruments)
Regulation: FinCEN Form 105 at CBP (Customs and Border Protection)
Penalties: Confiscation, fines, and possible federal prosecution
Penalties: Confiscation, fines, and possible federal prosecution
Advantages of USD as a currency
✔
Global reserve currency — accepted virtually anywhere in the world
✔
Supreme liquidity — the most traded currency in the world
✔
Petrodollar — oil and many commodity prices are quoted in USD
✔
Institutional stability — the Fed has over 110 years of experience
✔
Unique paper — made from cotton and linen, extremely durable
💡 Fun facts about USD
1
The $ sign likely originates from the superposition of the letters P and S (Spanish peso — 'Spanish dollar'), which circulated in the US territory before independence
2
The $1 bill features the Great Seal of the US: an unfinished pyramid with the all-seeing eye (Eye of Providence) and the motto 'Novus Ordo Seclorum' (A new order of the ages)
3
Benjamin Franklin on the $100 bill is the only non-president on current banknotes — he was an inventor, diplomat, and signer of the Declaration of Independence
4
The Federal Reserve (the US central bank) was established only in 1913, after a series of banking panics; before that, the US had no permanent central bank
5
The first American coin was the 'Fugio cent' from 1787, with the inscription 'Mind Your Business', attributed to Benjamin Franklin
6
Approximately 45% of all USD banknotes in circulation are found outside the US — the dollar is used more abroad than in America
7
The $2 bill is considered 'lucky' in many cultures, although it is completely legal and regularly printed
8
The motto 'In God We Trust' appeared on US coins in 1864, but on banknotes only from 1957
⛓ Crypto and currency exchange regulation — Statele Unite ale Americii (SUA)
Crypto status
Legal, but with complex and fragmented regulation
Regulatory authority
SEC (Securities and Exchange Commission) + CFTC (Commodity Futures Trading Commission) + FinCEN (Financial Crimes Enforcement Network) + state authorities
Exchange/currency exchange license
State-level 'Money Transmitter' license (different in each of the 50 states); BitLicense in New York; registration with FinCEN as an MSB (Money Services Business)
Crypto taxation
Capital gains tax: 0-20% for holdings over 1 year (long-term), taxed as ordinary income (10-37%) for holdings under 1 year (short-term); mandatory reporting to the IRS
AML / KYC
BSA (Bank Secrecy Act) compliance; filing SAR (Suspicious Activity Reports) and CTR (Currency Transaction Reports) for transactions over $10,000; Travel Rule mandatory
The US does not yet have a unified federal legislative framework for crypto; the SEC considers most tokens as 'securities' (Howey test); the CFTC classifies Bitcoin and Ethereum as 'commodities'; active debate in Congress on crypto legislation
💰 How much does 1,000,000 USD?
Banknotes
10.000
banknotes of 100 USD
Weight
10.0 kg
About 2 five-liter buckets of water
Volume
A stack ~110 cm high (10,000 x 0.11mm) or 10 bundles of 1,000
Requires a medium suitcase or 2 briefcases
👛 Banknotes USD in wallet
Toate bancnotele USD au aceeași dimensiune (156x66mm), indiferent de valoare
Comparison with RON: Bancnotele USD sunt ușor mai lungi dar mai înguste decât cele EUR (156mm vs 120-160mm)
Standard wallet:
180mm width
✔ All banknotes USD fit