Rate Franc elvețian CHF
BNR
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CHF/RON
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Chart CHF/RON
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Max: —
Average: —
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Where to exchange CHF
| Bank | You buy CHF | You sell CHF | Spread | Type |
|---|---|---|---|---|
ING Bank
|
5.6364 | 5.7044 | 1.21% | account |
Libra Bank
|
5.7056 | 5.7056 | 0.00% | card |
CEC Bank
|
5.6333 | 5.7077 | 1.32% | account |
First Bank (Nexent)
|
5.6000 | 5.7200 | 2.14% | account |
Eximbank Romania
|
5.6050 | 5.7250 | 2.14% | account |
Intesa Sanpaolo Bank
|
5.5834 | 5.7333 | 2.68% | cash |
Raiffeisen Bank
|
5.5985 | 5.7390 | 2.51% | account |
|
Raiffeisen Bank
|
5.5985 | 5.7390 | 2.51% | cash |
|
CEC Bank
|
5.6000 | 5.7400 | 2.50% | cash |
|
CEC Bank
|
5.6008 | 5.7402 | 2.49% | corporate |
Banca Transilvania
|
5.5550 | 5.7550 | 3.60% | cash |
Banca Comercială Română
|
5.5720 | 5.7720 | 3.59% | account |
|
Libra Bank
|
5.5600 | 5.7750 | 3.87% | cash |
UniCredit Bank
|
5.5489 | 5.7754 | 4.08% | account |
Patria Bank
|
5.5336 | 5.8070 | 4.94% | cash |
|
UniCredit Bank
|
5.4934 | 5.8332 | 6.19% | cash |
|
Patria Bank
|
5.4856 | 5.8563 | 6.76% | account |
|
Eximbank Romania
|
5.4333 | 5.8958 | 8.51% | card |
Indicative rates — check the bank's official website before transacting.
Fintech, cards and transfers — CHF
Fintech cards (Revolut, Wise, N26...), payment networks (Mastercard, Visa) and international transfer services for CHF/RON.
| Provider | Status | You buy CHF | You sell CHF | Spread | Category |
|---|---|---|---|---|---|
|
Wise
|
LIVE | 5.6774 | 5.6774 | 0.00% | card |
|
Revolut
|
LIVE | 5.6717 | 5.6831 | 0.20% | card |
|
Visa
|
LIVE | 5.5919 | 5.7054 | 2.03% | network |
|
Paysera
↪EUR
|
IBAN RO | 5.6049 | 5.7181 | 2.02% | card est. |
|
Mastercard
|
LIVE | 5.6013 | 5.7241 | 2.19% | network |
|
N26
↪EUR
|
LIVE | 5.6013 | 5.7241 | 2.19% | card |
|
Monese
↪EUR
|
LIVE IBAN RO | 5.5483 | 5.7747 | 4.08% | card |
|
MoneyGram
|
LIVE | 5.4747 | 5.8483 | 6.82% | transfer |
|
Western Union
|
LIVE | 5.4633 | 5.8597 | 7.26% | transfer |
|
PayPal
↪EUR
|
LIVE | 5.4350 | 5.8880 | 8.33% | transfer |
Spread = half-spread relative to BNR. Services marked with ↪EUR perform double conversion via EUR when they lack direct RON support.
History CHF/RON (last 30 days)
| Week | Mon | Tue | Wed | Thu | Fri |
|---|
About Franc elvețian (CHF)
The Swiss franc (CHF) is considered one of the most stable and secure currencies in the world. Switzerland is not part of the EU or the eurozone, and the SNB has independent monetary policies. CHF is important for Romania because many mortgage loans were granted in CHF before 2008, and fluctuations in the CHF/RON exchange rate directly affect the monthly installments of these loans.
Country/Zone
Switzerland and Liechtenstein
Central Bank
Banca Nationala a Elvetiei (SNB)
Symbol
CHF
Denominations
Banknotes: 10, 20, 50, 100, 200, 1000 CHF. Coins: 5c, 10c, 20c, 50c, 1 CHF, 2 CHF, 5 CHF.
⚠ How to recognize counterfeit banknotes of CHF
1
Vertical design: Swiss banknotes (2016+ series) are vertical and have a unique artistic design. Counterfeits usually do not reproduce the fine details.
2
Tactile elements: Fine raised lines are perceptible to the touch, especially the denomination numeral.
3
Transparent globe: Each banknote has a small metallic globe containing a Swiss cross and the denomination, visible when tilted.
4
UV perforations: Under UV light, small perforations form a Swiss cross.
5
Multi-level security: The Swiss franc is considered one of the hardest currencies to counterfeit in the world.
Important: If you suspect you have a counterfeit banknote, do not try to use it. Take it to the nearest bank or police station.
Import/Export rules CHF — Romania and EU
↓
Import (entry into Romania)
Romania: The rule of declaring amounts equivalent to 10,000 EUR applies. Switzerland is not in the EU, so full customs controls apply at the Switzerland-Romania border.
↑
Export (exit from Romania)
Switzerland: Upon entering/leaving Switzerland, amounts of **10,000 CHF or equivalent** must be declared. Switzerland is part of the Schengen area but NOT the EU, so specific customs rules apply.
EU
EU rules
CHF is the currency of a non-EU country. At the EU's external borders, amounts in CHF equivalent to 10,000 EUR must be declared.
General EU rule: Any person entering or leaving the EU with cash amounts of 10,000 EUR or equivalent
must declare them at customs (EU Regulation 2018/1672). Non-declaration can lead to confiscation of the amount and fines.
Banknotes CHF in circulation
| Value | Size | Color | Theme / Portrait | Duration |
|---|---|---|---|---|
| 10 CHF | 123 x 70 | Yellow | Talentul organizatoric al Elvetiei — timpul | ~8 years |
| 20 CHF | 130 x 70 | Red | Creativitatea Elvetiei — lumina | ~8 years |
| 50 CHF | 137 x 70 | Green | Bogăția de experiențe — vântul | ~10 years |
| 100 CHF | 144 x 70 | Blue | Spiritul umanitar — apa | ~12 years |
| 200 CHF | 151 x 70 | Brown | Spiritul științific — materia | ~15 years |
| 1000 CHF | 158 x 70 | Purple | Puterea comunicării — limbajul | ~20 years |
Material
Polymer substrate with multiple special layers (paper-polymer hybrid)
Durability
Considered the most secure and durable banknotes in the world; resistant to water, dirt, UV
Coins CHF in circulation
| Value | Material | Weight | Diameter |
|---|---|---|---|
| 5 centimi (Rappen) | Aluminum-bronze | 1.8g | 17.15mm |
| 10 centimi | Copper-nickel | 3.0g | 19.15mm |
| 20 centimi | Copper-nickel | 4.0g | 21.05mm |
| 1/2 franc | Copper-nickel | 2.2g | 18.2mm |
| 1 franc | Copper-nickel | 4.4g | 23.2mm |
| 2 franci | Copper-nickel | 8.8g | 27.4mm |
| 5 franci | Bi-metallic (copper-nickel) | 13.2g | 31.45mm |
🔍 Banknotes CHF easily confused
CHF has minimal confusion
Each banknote has a strongly distinct color and unique vertical design — the hardest to confuse
TIP
The vertical design and contrasting colors make CHF banknotes nearly impossible to confuse
🛡 Banknote security features CHF
Design vertical unic
Bancnotele elvețiene sunt verticale (primele din lume în acest format modern)
Glob transparent
Glob metalic miniatural cu crucea elvețiană și valoarea, vizibile la înclinare
Perforații UV
Micro-perforații care formează crucea elvețiană, vizibile la lumină
Elemente tactile avansate
Linii fine în relief pe toată suprafața, extrem de greu de reprodus
Cerneala iridiscentă
Elemente care își schimbă culoarea sub diferite unghiuri de iluminare
Numar de serie UV
Numarul de serie fluorescent sub lumina UV
Quick verification in 5 steps
1
ATINGEȚI — simțiți liniile fine în relief pe toată suprafața bancnotei
2
PRIVIȚI GLOBUL — micul glob metalic trebuie să conțină crucea elvețiană vizibilă la înclinare
3
LA LUMINĂ — perforațiile formează crucea elvețiană; filigranul este clar
4
ÎNCLINAȚI — elementele iridescente își schimbă culoarea fluid
Monetary policy — Banca Națională a Elveției (Swiss National Bank — SNB)
Headquarters
Berna și Zurich, Elveția
Founded
1907
Inflation target
Price stability (inflation below 2%)
Decision frequency
4 meetings per year (quarterly)
Main tools
●
Policy interest rate (SNB policy rate)
●
Foreign exchange market interventions (buying/selling foreign currency)
●
Money market operations
Independence: SNB is fully independent; has a constitutional mandate for price stability
The role of CHF in the global economy
World reserves
~0.2% of global foreign exchange reserves
Daily volume
~$400 billion/day
SWIFT share
~1.5% of SWIFT payments
World rank
Seventh most traded currency; considered a 'safe haven' (crisis refuge)
Countries where CHF is the official currency
Switzerland
Liechtenstein
Also used in: Campione d'Italia (Italian exclave in Switzerland)
🛃 Cash transport limit CHF without declaration
No declaration
Under 10,000 CHF (or equivalent)
Declaration required
10,000 CHF or equivalent upon entry/exit from Switzerland
Regulation: Swiss customs law and EU Regulation 2018/1672 at the EU border
Penalties: Confiscation and fines; Switzerland has strict anti-money laundering rules
Penalties: Confiscation and fines; Switzerland has strict anti-money laundering rules
Advantages of CHF as a currency
✔
Safe haven — investors buy CHF during global crises
✔
Legendary stability — Switzerland has never experienced hyperinflation
✔
Ultra-secure banknotes — the hardest to counterfeit in the world
✔
1,000 CHF banknote — the most valuable widely circulated banknote in the world (~1,030 EUR)
✔
Neutrality — the Swiss economy is protected by political neutrality
✔
Banking secrecy — although reduced, Switzerland remains a global financial center
💡 Fun facts about CHF
1
Swiss banknotes are the only ones in the world with a vertical orientation — the design by Manuela Pfrunder (selected in 2005) revolutionized banknote aesthetics
2
The 1,000 CHF banknote (~1,030 EUR) is the most valuable widely circulated banknote in the world — a stack of 1,000 pieces is worth 1 million francs
3
The symbol of the Swiss franc (Fr. or CHF) comes from 'Confoederatio Helvetica Franc' — Helvetia is the Latin name for Switzerland, used to avoid favoring any of the four official languages
4
The first unified Swiss coin was the franc in 1850 — before that, each canton issued its own coin (there were over 800 different types!)
5
The Swiss National Bank (SNB) was founded in 1907, but Swiss banking secrecy dates back to 1713 (the Grand Council of Geneva)
6
CHF banknotes contain up to 15 security features — they are considered the hardest to counterfeit in the world, with a near-zero counterfeiting rate
7
Each banknote in the new CHF series has an abstract theme: time (10), light (20), wind (50), water (100), matter (200), communication (1000)
⛓ Crypto and currency exchange regulation — Elveția
Crypto status
Legal — one of the most crypto-friendly countries in the world
Regulatory authority
FINMA (Swiss Financial Market Supervisory Authority)
Exchange/currency exchange license
FINMA banking license or fintech license (for deposits up to CHF 100 million); DLT trading facility license for blockchain-based platforms
Crypto taxation
Cryptocurrencies are taxed as property (Vermögenssteuer); capital gains from private transactions are tax-exempt for individuals; taxed as income for professional traders
AML / KYC
Compliance with the Swiss Anti-Money Laundering Act (AMLA); mandatory KYC verification; strict rules for SROs (Self-Regulatory Organizations)
The canton of Zug is nicknamed 'Crypto Valley' — it hosts the headquarters of the Ethereum Foundation, Cardano, Polkadot, and hundreds of other blockchain companies; Switzerland accepts tax payments in Bitcoin in several cantons
💰 How much does CHF 1,000,000?
Banknotes
1.000
banknotes of 1.000 CHF
Weight
1.2 kg
Like a 1.5L water bottle — the most compact million in the world
Volume
A stack only ~11 cm high
Fits in a jacket pocket or a small handbag!
👛 Banknotes CHF in wallet
Bancnotele CHF au înălțime uniformă (70mm) dar lungimi diferite; orientare verticală unică
Comparison with RON: Bancnota de 1000 CHF (158mm) este comparabila ca dimensiune cu cele RON; designul vertical le face unice
Standard wallet:
180mm width
✔ All banknotes CHF fit